Call reports 2014
BANK OF LEES SUMMIT — 2014
What BANK OF LEES SUMMIT reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 289,577,000 | 290,799,000 | 287,764,000 | 287,228,000 |
| Total loans | 105,978,000 | 102,517,000 | 99,595,000 | 99,226,000 |
| Allowance for loan losses | 1,502,000 | 1,429,000 | 1,461,000 | 1,459,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 112,400,000 | 109,412,000 | 99,148,000 | 95,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,872,000 | 234,324,000 | 229,996,000 | 228,871,000 |
| Interest-bearing deposits | 168,942,000 | 165,214,000 | 164,280,000 | 162,732,000 |
| Noninterest-bearing deposits | 63,930,000 | 69,109,000 | 65,716,000 | 66,140,000 |
| Equity capital | 54,359,000 | 54,508,000 | 55,040,000 | 55,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,104,000 | 4,240,000 | 6,263,000 | 8,233,000 |
| Interest expense | 150,000 | 293,000 | 437,000 | 573,000 |
| Net interest income | 1,954,000 | 3,947,000 | 5,826,000 | 7,660,000 |
| Noninterest income | 440,000 | 953,000 | 1,446,000 | 1,883,000 |
| Noninterest expense | 1,627,000 | 3,259,000 | 4,904,000 | 6,481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 767,000 | 1,641,000 | 2,368,000 | 3,062,000 |
| Income tax | 201,000 | 451,000 | 646,000 | 948,000 |
| Net income | 566,000 | 1,190,000 | 1,722,000 | 2,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,109,000 | 32,258,000 | 32,790,000 | 32,802,000 |
| Total capital | 33,611,000 | 33,687,000 | 34,251,000 | 34,261,000 |
| Risk-weighted assets | 138,029,000 | 136,179,000 | 135,209,000 | 134,174,000 |