Call reports 2013
BANK OF LEES SUMMIT — 2013
What BANK OF LEES SUMMIT reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 287,590,000 | 290,322,000 | 288,319,000 | 284,768,000 |
| Total loans | 103,078,000 | 98,609,000 | 98,275,000 | 103,753,000 |
| Allowance for loan losses | 1,647,000 | 1,390,000 | 1,418,000 | 1,494,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 92,705,000 | 113,765,000 | 119,056,000 | 116,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,023,000 | 230,588,000 | 230,871,000 | 228,085,000 |
| Interest-bearing deposits | 170,639,000 | 168,655,000 | 168,865,000 | 166,517,000 |
| Noninterest-bearing deposits | 59,384,000 | 61,933,000 | 62,006,000 | 61,568,000 |
| Equity capital | 52,844,000 | 53,037,000 | 53,584,000 | 53,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,064,000 | 6,104,000 | 8,236,000 |
| Interest expense | 198,000 | 388,000 | 564,000 | 734,000 |
| Net interest income | 1,825,000 | 3,676,000 | 5,540,000 | 7,502,000 |
| Noninterest income | 539,000 | 1,053,000 | 1,621,000 | 2,080,000 |
| Noninterest expense | 1,673,000 | 3,260,000 | 4,899,000 | 6,520,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 622,000 | 1,325,000 | 2,043,000 | 2,768,000 |
| Income tax | 161,000 | 344,000 | 515,000 | 687,000 |
| Net income | 461,000 | 981,000 | 1,528,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,594,000 | 30,787,000 | 31,334,000 | 31,543,000 |
| Total capital | 32,216,000 | 32,177,000 | 32,752,000 | 33,037,000 |
| Risk-weighted assets | 129,747,000 | 131,856,000 | 133,431,000 | 138,215,000 |