Call reports 2012
BANK OF LEES SUMMIT — 2012
What BANK OF LEES SUMMIT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 277,730,000 | 278,871,000 | 280,693,000 | 283,457,000 |
| Total loans | 111,159,000 | 100,618,000 | 104,928,000 | 106,026,000 |
| Allowance for loan losses | 1,631,000 | 1,664,000 | 1,671,000 | 1,647,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 81,723,000 | 77,558,000 | 79,256,000 | 76,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,390,000 | 222,516,000 | 221,846,000 | 227,550,000 |
| Interest-bearing deposits | 165,656,000 | 166,347,000 | 164,296,000 | 168,087,000 |
| Noninterest-bearing deposits | 55,734,000 | 56,169,000 | 57,550,000 | 59,463,000 |
| Equity capital | 51,558,000 | 52,139,000 | 52,728,000 | 52,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,341,000 | 6,390,000 | 8,419,000 |
| Interest expense | 269,000 | 525,000 | 770,000 | 992,000 |
| Net interest income | 1,936,000 | 3,816,000 | 5,620,000 | 7,427,000 |
| Noninterest income | 476,000 | 976,000 | 1,472,000 | 2,019,000 |
| Noninterest expense | 1,791,000 | 3,539,000 | 5,250,000 | 7,215,000 |
| Provision for loan losses | 75,000 | 125,000 | 125,000 | 175,000 |
| Pretax income | 546,000 | 1,147,000 | 1,736,000 | 2,076,000 |
| Income tax | 97,000 | 117,000 | 117,000 | -134,000 |
| Net income | 449,000 | 1,030,000 | 1,619,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,308,000 | 29,889,000 | 30,478,000 | 30,132,000 |
| Total capital | 30,939,000 | 31,431,000 | 32,102,000 | 31,735,000 |
| Risk-weighted assets | 135,001,000 | 123,254,000 | 129,889,000 | 128,165,000 |