Call reports 2011
BANK OF LEES SUMMIT — 2011
What BANK OF LEES SUMMIT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 271,745,000 | 273,444,000 | 269,921,000 | 270,538,000 |
| Total loans | 119,379,000 | 116,857,000 | 119,105,000 | 115,291,000 |
| Allowance for loan losses | 1,642,000 | 1,609,000 | 1,621,000 | 1,594,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 78,219,000 | 81,088,000 | 73,109,000 | 74,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,126,000 | 218,582,000 | 214,513,000 | 215,496,000 |
| Interest-bearing deposits | 164,374,000 | 168,268,000 | 161,154,000 | 161,629,000 |
| Noninterest-bearing deposits | 52,752,000 | 50,314,000 | 53,358,000 | 53,867,000 |
| Equity capital | 49,984,000 | 50,481,000 | 50,892,000 | 51,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,424,000 | 4,869,000 | 7,288,000 | 9,581,000 |
| Interest expense | 410,000 | 800,000 | 1,158,000 | 1,481,000 |
| Net interest income | 2,014,000 | 4,069,000 | 6,130,000 | 8,100,000 |
| Noninterest income | 445,000 | 928,000 | 1,419,000 | 1,857,000 |
| Noninterest expense | 1,686,000 | 3,350,000 | 5,299,000 | 7,383,000 |
| Provision for loan losses | 150,000 | 290,000 | 290,000 | 315,000 |
| Pretax income | 623,000 | 1,357,000 | 1,962,000 | 2,270,000 |
| Income tax | 188,000 | 426,000 | 620,000 | 710,000 |
| Net income | 435,000 | 931,000 | 1,342,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,734,000 | 28,231,000 | 28,642,000 | 28,859,000 |
| Total capital | 29,376,000 | 29,840,000 | 30,263,000 | 30,453,000 |
| Risk-weighted assets | 143,556,000 | 141,255,000 | 140,919,000 | 137,440,000 |