Call reports 2010
BANK OF LEES SUMMIT — 2010
What BANK OF LEES SUMMIT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 254,136,000 | 264,150,000 | 261,296,000 | 267,828,000 |
| Total loans | 117,452,000 | 114,505,000 | 119,571,000 | 119,386,000 |
| Allowance for loan losses | 2,291,000 | 1,911,000 | 1,720,000 | 1,488,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 83,285,000 | 80,625,000 | 74,496,000 | 78,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,278,000 | 211,424,000 | 207,727,000 | 213,597,000 |
| Interest-bearing deposits | 156,307,000 | 163,889,000 | 160,583,000 | 163,015,000 |
| Noninterest-bearing deposits | 45,971,000 | 47,535,000 | 47,144,000 | 50,582,000 |
| Equity capital | 48,764,000 | 49,155,000 | 49,445,000 | 49,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,562,000 | 5,087,000 | 7,579,000 | 10,030,000 |
| Interest expense | 559,000 | 1,113,000 | 1,657,000 | 2,140,000 |
| Net interest income | 2,003,000 | 3,974,000 | 5,922,000 | 7,890,000 |
| Noninterest income | 406,000 | 906,000 | 1,311,000 | 1,841,000 |
| Noninterest expense | 1,554,000 | 3,152,000 | 4,733,000 | 6,502,000 |
| Provision for loan losses | 205,000 | 505,000 | 905,000 | 1,505,000 |
| Pretax income | 650,000 | 1,223,000 | 1,640,000 | 1,773,000 |
| Income tax | 208,000 | 390,000 | 517,000 | 546,000 |
| Net income | 442,000 | 833,000 | 1,123,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,514,000 | 26,905,000 | 27,195,000 | 27,299,000 |
| Total capital | 28,243,000 | 28,622,000 | 28,915,000 | 28,787,000 |
| Risk-weighted assets | 137,726,000 | 137,188,000 | 140,358,000 | 143,414,000 |