Call reports 2009
BANK OF LEES SUMMIT — 2009
What BANK OF LEES SUMMIT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 232,587,000 | 237,642,000 | 241,112,000 | 253,050,000 |
| Total loans | 114,495,000 | 113,597,000 | 118,480,000 | 116,376,000 |
| Allowance for loan losses | 1,440,000 | 1,842,000 | 1,927,000 | 2,161,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 67,399,000 | 76,003,000 | 76,414,000 | 77,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,863,000 | 183,305,000 | 186,966,000 | 194,006,000 |
| Interest-bearing deposits | 133,549,000 | 139,441,000 | 143,677,000 | 146,734,000 |
| Noninterest-bearing deposits | 44,314,000 | 43,864,000 | 43,289,000 | 47,272,000 |
| Equity capital | 47,644,000 | 47,774,000 | 47,925,000 | 48,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,690,000 | 5,328,000 | 8,007,000 | 10,630,000 |
| Interest expense | 598,000 | 1,215,000 | 1,830,000 | 2,437,000 |
| Net interest income | 2,092,000 | 4,113,000 | 6,177,000 | 8,193,000 |
| Noninterest income | 460,000 | 883,000 | 1,365,000 | 1,818,000 |
| Noninterest expense | 1,570,000 | 3,190,000 | 4,829,000 | 6,436,000 |
| Provision for loan losses | 435,000 | 860,000 | 1,010,000 | 1,310,000 |
| Pretax income | 550,000 | 961,000 | 1,718,000 | 2,281,000 |
| Income tax | 174,000 | 299,000 | 545,000 | 711,000 |
| Net income | 376,000 | 662,000 | 1,173,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,394,000 | 25,524,000 | 25,675,000 | 26,072,000 |
| Total capital | 26,834,000 | 27,073,000 | 27,377,000 | 27,778,000 |
| Risk-weighted assets | 134,328,000 | 130,204,000 | 135,926,000 | 136,055,000 |