Call reports 2008
BANK OF LEES SUMMIT — 2008
What BANK OF LEES SUMMIT reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 221,769,000 | 227,005,000 | 222,732,000 | 225,687,000 |
| Total loans | 100,750,000 | 102,138,000 | 96,730,000 | 110,503,000 |
| Allowance for loan losses | 1,359,000 | 1,227,000 | 1,068,000 | 1,172,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,814,000 | 67,557,000 | 76,805,000 | 71,481,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,352,000 | 173,416,000 | 169,973,000 | 167,375,000 |
| Interest-bearing deposits | 118,412,000 | 123,989,000 | 122,473,000 | 121,264,000 |
| Noninterest-bearing deposits | 47,940,000 | 49,427,000 | 47,500,000 | 46,111,000 |
| Equity capital | 46,685,000 | 47,039,000 | 47,228,000 | 47,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,725,000 | 5,470,000 | 8,169,000 | 10,773,000 |
| Interest expense | 842,000 | 1,601,000 | 2,328,000 | 3,002,000 |
| Net interest income | 1,883,000 | 3,869,000 | 5,841,000 | 7,771,000 |
| Noninterest income | 449,000 | 913,000 | 1,437,000 | 1,887,000 |
| Noninterest expense | 1,541,000 | 3,098,000 | 4,684,000 | 6,305,000 |
| Provision for loan losses | 0 | 25,000 | 425,000 | 825,000 |
| Pretax income | 791,000 | 1,659,000 | 2,169,000 | 2,601,000 |
| Income tax | 259,000 | 541,000 | 700,000 | 833,000 |
| Net income | 532,000 | 1,118,000 | 1,469,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,435,000 | 24,789,000 | 24,978,000 | 25,126,000 |
| Total capital | 25,794,000 | 26,016,000 | 26,046,000 | 26,298,000 |
| Risk-weighted assets | 126,136,000 | 127,231,000 | 121,678,000 | 131,038,000 |