Call reports 2007
BANK OF LEES SUMMIT — 2007
What BANK OF LEES SUMMIT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 227,516,000 | 219,748,000 | 213,022,000 | 213,026,000 |
| Total loans | 116,242,000 | 107,655,000 | 102,312,000 | 99,622,000 |
| Allowance for loan losses | 2,069,000 | 2,383,000 | 2,009,000 | 1,426,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,193,000 | 44,543,000 | 56,637,000 | 59,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,963,000 | 164,375,000 | 159,287,000 | 159,564,000 |
| Interest-bearing deposits | 114,696,000 | 112,303,000 | 110,441,000 | 111,537,000 |
| Noninterest-bearing deposits | 56,267,000 | 52,072,000 | 48,846,000 | 48,027,000 |
| Equity capital | 44,916,000 | 45,477,000 | 45,892,000 | 46,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,161,000 | 6,244,000 | 9,355,000 | 12,319,000 |
| Interest expense | 941,000 | 1,892,000 | 2,849,000 | 3,781,000 |
| Net interest income | 2,220,000 | 4,352,000 | 6,506,000 | 8,538,000 |
| Noninterest income | 465,000 | 1,043,000 | 1,510,000 | 1,955,000 |
| Noninterest expense | 1,578,000 | 3,171,000 | 4,694,000 | 6,312,000 |
| Provision for loan losses | 400,000 | 775,000 | 850,000 | 825,000 |
| Pretax income | 707,000 | 1,449,000 | 2,472,000 | 3,356,000 |
| Income tax | 235,000 | 260,000 | 600,000 | 889,000 |
| Net income | 472,000 | 1,189,000 | 1,872,000 | 2,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,666,000 | 23,227,000 | 23,642,000 | 24,028,000 |
| Total capital | 24,359,000 | 24,826,000 | 25,183,000 | 25,454,000 |
| Risk-weighted assets | 135,051,000 | 127,136,000 | 122,806,000 | 122,401,000 |