Call reports 2006
BANK OF LEES SUMMIT — 2006
What BANK OF LEES SUMMIT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 223,964,000 | 226,943,000 | 227,619,000 | 228,607,000 |
| Total loans | 126,709,000 | 127,615,000 | 129,371,000 | 115,522,000 |
| Allowance for loan losses | 1,945,000 | 1,989,000 | 2,053,000 | 1,860,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,504,000 | 42,731,000 | 41,132,000 | 41,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,694,000 | 169,158,000 | 168,039,000 | 167,831,000 |
| Interest-bearing deposits | 112,520,000 | 114,647,000 | 114,263,000 | 113,863,000 |
| Noninterest-bearing deposits | 51,174,000 | 54,511,000 | 53,776,000 | 53,968,000 |
| Equity capital | 45,529,000 | 46,034,000 | 46,604,000 | 44,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,912,000 | 6,075,000 | 9,479,000 | 12,894,000 |
| Interest expense | 738,000 | 1,568,000 | 2,472,000 | 3,430,000 |
| Net interest income | 2,174,000 | 4,507,000 | 7,007,000 | 9,464,000 |
| Noninterest income | 528,000 | 1,100,000 | 1,617,000 | 2,101,000 |
| Noninterest expense | 1,562,000 | 3,190,000 | 4,788,000 | 7,093,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,065,000 | 2,267,000 | 3,611,000 | 4,172,000 |
| Income tax | 373,000 | 794,000 | 1,263,000 | 1,439,000 |
| Net income | 692,000 | 1,473,000 | 2,348,000 | 2,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,279,000 | 23,784,000 | 24,354,000 | 22,369,000 |
| Total capital | 25,074,000 | 25,601,000 | 26,205,000 | 24,064,000 |
| Risk-weighted assets | 143,479,000 | 145,160,000 | 147,851,000 | 137,843,000 |