Call reports 2005
BANK OF LEES SUMMIT — 2005
What BANK OF LEES SUMMIT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 221,351,000 | 217,879,000 | 217,149,000 | 221,144,000 |
| Total loans | 132,960,000 | 133,219,000 | 137,104,000 | 131,113,000 |
| Allowance for loan losses | 1,847,000 | 1,963,000 | 1,994,000 | 1,981,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,505,000 | 41,326,000 | 39,119,000 | 38,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,374,000 | 160,538,000 | 159,122,000 | 161,693,000 |
| Interest-bearing deposits | 114,030,000 | 110,689,000 | 108,246,000 | 110,425,000 |
| Noninterest-bearing deposits | 48,344,000 | 49,849,000 | 50,876,000 | 51,268,000 |
| Equity capital | 43,627,000 | 44,156,000 | 44,626,000 | 44,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,575,000 | 5,273,000 | 8,024,000 | 10,892,000 |
| Interest expense | 425,000 | 869,000 | 1,375,000 | 2,060,000 |
| Net interest income | 2,150,000 | 4,404,000 | 6,649,000 | 8,832,000 |
| Noninterest income | 554,000 | 1,177,000 | 1,719,000 | 2,269,000 |
| Noninterest expense | 1,551,000 | 3,135,000 | 4,756,000 | 6,283,000 |
| Provision for loan losses | 161,000 | 311,000 | 463,000 | 712,000 |
| Pretax income | 992,000 | 2,135,000 | 3,149,000 | 4,106,000 |
| Income tax | 345,000 | 744,000 | 1,101,000 | 1,437,000 |
| Net income | 647,000 | 1,391,000 | 2,048,000 | 2,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,377,000 | 21,906,000 | 22,376,000 | 22,717,000 |
| Total capital | 23,215,000 | 23,740,000 | 24,250,000 | 24,544,000 |
| Risk-weighted assets | 147,055,000 | 146,576,000 | 149,817,000 | 145,990,000 |