Call reports 2004
BANK OF LEES SUMMIT — 2004
What BANK OF LEES SUMMIT reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 204,026,000 | 209,641,000 | 215,864,000 | 217,421,000 |
| Total loans | 134,928,000 | 143,031,000 | 144,481,000 | 137,631,000 |
| Allowance for loan losses | 1,829,000 | 1,748,000 | 1,820,000 | 1,963,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,339,000 | 25,561,000 | 27,210,000 | 29,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,973,000 | 154,024,000 | 159,478,000 | 160,309,000 |
| Interest-bearing deposits | 105,714,000 | 107,521,000 | 109,651,000 | 109,190,000 |
| Noninterest-bearing deposits | 45,259,000 | 46,503,000 | 49,827,000 | 51,119,000 |
| Equity capital | 41,534,000 | 42,058,000 | 42,539,000 | 43,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,711,000 | 7,173,000 | 9,721,000 |
| Interest expense | 336,000 | 689,000 | 1,072,000 | 1,476,000 |
| Net interest income | 1,921,000 | 4,022,000 | 6,101,000 | 8,245,000 |
| Noninterest income | 465,000 | 1,034,000 | 1,636,000 | 2,202,000 |
| Noninterest expense | 1,306,000 | 2,653,000 | 4,086,000 | 5,686,000 |
| Provision for loan losses | 97,000 | 257,000 | 353,000 | 506,000 |
| Pretax income | 983,000 | 2,146,000 | 3,298,000 | 4,255,000 |
| Income tax | 387,000 | 839,000 | 1,277,000 | 1,467,000 |
| Net income | 596,000 | 1,307,000 | 2,021,000 | 2,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,284,000 | 19,808,000 | 20,289,000 | 20,832,000 |
| Total capital | 21,080,000 | 21,556,000 | 22,109,000 | 22,702,000 |
| Risk-weighted assets | 143,626,000 | 150,468,000 | 153,627,000 | 149,503,000 |