Call reports 2003
BANK OF LEES SUMMIT — 2003
What BANK OF LEES SUMMIT reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 188,278,000 | 196,196,000 | 197,456,000 | 197,563,000 |
| Total loans | 114,641,000 | 124,108,000 | 127,362,000 | 130,467,000 |
| Allowance for loan losses | 1,341,000 | 1,467,000 | 1,608,000 | 1,798,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,665,000 | 30,395,000 | 31,468,000 | 28,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,455,000 | 147,279,000 | 147,953,000 | 150,055,000 |
| Interest-bearing deposits | 99,212,000 | 101,786,000 | 103,179,000 | 102,278,000 |
| Noninterest-bearing deposits | 44,243,000 | 45,493,000 | 44,774,000 | 47,777,000 |
| Equity capital | 42,771,000 | 43,246,000 | 43,836,000 | 41,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,645,000 | 7,080,000 | 9,493,000 |
| Interest expense | 355,000 | 708,000 | 1,045,000 | 1,374,000 |
| Net interest income | 1,905,000 | 3,937,000 | 6,035,000 | 8,119,000 |
| Noninterest income | 417,000 | 843,000 | 1,261,000 | 1,752,000 |
| Noninterest expense | 1,219,000 | 2,458,000 | 3,719,000 | 4,922,000 |
| Provision for loan losses | 45,000 | 185,000 | 345,000 | 590,000 |
| Pretax income | 1,058,000 | 2,137,000 | 3,232,000 | 4,359,000 |
| Income tax | 404,000 | 826,000 | 1,253,000 | 1,702,000 |
| Net income | 654,000 | 1,311,000 | 1,979,000 | 2,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,521,000 | 20,996,000 | 21,586,000 | 18,764,000 |
| Total capital | 21,862,000 | 22,463,000 | 23,194,000 | 20,411,000 |
| Risk-weighted assets | 119,074,000 | 127,724,000 | 128,715,000 | 131,620,000 |