Call reports 2002
BANK OF LEES SUMMIT — 2002
What BANK OF LEES SUMMIT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 178,451,000 | 177,753,000 | 179,920,000 | 181,188,000 |
| Total loans | 97,546,000 | 99,943,000 | 104,671,000 | 107,562,000 |
| Allowance for loan losses | 1,108,000 | 1,147,000 | 1,188,000 | 1,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,130,000 | 35,041,000 | 33,628,000 | 32,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,174,000 | 135,596,000 | 137,556,000 | 137,792,000 |
| Interest-bearing deposits | 92,483,000 | 92,041,000 | 94,107,000 | 92,888,000 |
| Noninterest-bearing deposits | 42,691,000 | 43,555,000 | 43,449,000 | 44,904,000 |
| Equity capital | 40,892,000 | 41,328,000 | 41,813,000 | 42,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,569,000 | 6,930,000 | 9,228,000 |
| Interest expense | 530,000 | 999,000 | 1,429,000 | 1,815,000 |
| Net interest income | 1,739,000 | 3,570,000 | 5,501,000 | 7,413,000 |
| Noninterest income | 301,000 | 636,000 | 1,001,000 | 1,384,000 |
| Noninterest expense | 1,128,000 | 2,310,000 | 3,504,000 | 4,798,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 225,000 |
| Pretax income | 867,000 | 1,806,000 | 2,863,000 | 3,774,000 |
| Income tax | 333,000 | 695,000 | 1,103,000 | 1,421,000 |
| Net income | 534,000 | 1,111,000 | 1,760,000 | 2,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,642,000 | 19,078,000 | 19,563,000 | 19,955,000 |
| Total capital | 19,750,000 | 20,225,000 | 20,751,000 | 21,255,000 |
| Risk-weighted assets | 104,475,000 | 106,720,000 | 109,933,000 | 112,064,000 |