Call reports 2025
INTRACOASTAL BANK — 2025
What INTRACOASTAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 576,623,000 | 574,270,000 | 578,418,000 | 550,507,000 |
| Total loans | 427,468,000 | 431,814,000 | 425,292,000 | 418,688,000 |
| Allowance for loan losses | 5,983,000 | 6,237,000 | 5,909,000 | 5,715,000 |
| Securities available for sale | 113,114,000 | 109,570,000 | 101,059,000 | 98,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,334,000 | 506,823,000 | 511,575,000 | 471,856,000 |
| Interest-bearing deposits | 409,563,000 | 411,921,000 | 415,907,000 | 394,002,000 |
| Noninterest-bearing deposits | 100,771,000 | 94,902,000 | 95,668,000 | 77,854,000 |
| Equity capital | 36,113,000 | 36,814,000 | 40,785,000 | 42,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,224,000 | 14,824,000 | 22,465,000 | 30,113,000 |
| Interest expense | 2,699,000 | 5,372,000 | 8,053,000 | 10,738,000 |
| Net interest income | 4,525,000 | 9,452,000 | 14,412,000 | 19,375,000 |
| Noninterest income | 230,000 | 464,000 | 693,000 | 923,000 |
| Noninterest expense | 3,043,000 | 5,933,000 | 9,139,000 | 12,844,000 |
| Provision for loan losses | 146,000 | 399,000 | 72,000 | -123,000 |
| Pretax income | 1,651,000 | 3,631,000 | 5,855,000 | 7,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,651,000 | 3,631,000 | 5,855,000 | 7,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,794,000 | 53,746,000 | 54,943,000 | 55,788,000 |
| Total capital | 59,009,000 | 60,004,000 | 61,139,000 | 61,886,000 |
| Risk-weighted assets | 497,229,000 | 500,354,000 | 495,577,000 | 487,837,000 |
Machine access — free, no API key
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