Call reports 2022
INTRACOASTAL BANK — 2022
What INTRACOASTAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 551,554,000 | 550,214,000 | 511,541,000 | 488,470,000 |
| Total loans | 301,686,000 | 308,614,000 | 311,099,000 | 332,383,000 |
| Allowance for loan losses | 4,722,000 | 4,753,000 | 4,827,000 | 5,171,000 |
| Securities available for sale | 134,269,000 | 138,276,000 | 136,250,000 | 131,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,021,000 | 518,673,000 | 483,649,000 | 459,373,000 |
| Interest-bearing deposits | 345,529,000 | 363,767,000 | 330,753,000 | 317,707,000 |
| Noninterest-bearing deposits | 171,492,000 | 154,906,000 | 152,896,000 | 141,666,000 |
| Equity capital | 31,632,000 | 28,365,000 | 24,125,000 | 24,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,400,000 | 9,203,000 | 14,476,000 | 20,089,000 |
| Interest expense | 180,000 | 356,000 | 583,000 | 1,246,000 |
| Net interest income | 4,220,000 | 8,847,000 | 13,893,000 | 18,843,000 |
| Noninterest income | 179,000 | 366,000 | 611,000 | 898,000 |
| Noninterest expense | 2,345,000 | 4,642,000 | 7,147,000 | 9,911,000 |
| Provision for loan losses | 93,000 | 124,000 | 200,000 | 543,000 |
| Pretax income | 1,961,000 | 4,447,000 | 7,157,000 | 9,287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,961,000 | 4,447,000 | 7,157,000 | 9,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,153,000 | 44,688,000 | 45,519,000 | 46,050,000 |
| Total capital | 46,875,000 | 49,441,000 | 50,346,000 | 51,149,000 |
| Risk-weighted assets | 393,580,000 | 402,604,000 | 408,384,000 | 407,915,000 |