Call reports 2020
INTRACOASTAL BANK — 2020
What INTRACOASTAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 360,536,000 | 447,771,000 | 482,136,000 | 483,613,000 |
| Total loans | 254,333,000 | 278,128,000 | 275,252,000 | 282,424,000 |
| Allowance for loan losses | 3,227,000 | 3,979,000 | 4,139,000 | 4,237,000 |
| Securities available for sale | 79,219,000 | 78,577,000 | 79,717,000 | 91,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,460,000 | 386,594,000 | 416,867,000 | 415,074,000 |
| Interest-bearing deposits | 251,433,000 | 279,095,000 | 306,263,000 | 300,894,000 |
| Noninterest-bearing deposits | 74,027,000 | 107,499,000 | 110,604,000 | 114,180,000 |
| Equity capital | 32,776,000 | 36,686,000 | 37,586,000 | 38,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,813,000 | 7,806,000 | 11,818,000 | 15,981,000 |
| Interest expense | 539,000 | 940,000 | 1,332,000 | 1,701,000 |
| Net interest income | 3,274,000 | 6,866,000 | 10,486,000 | 14,280,000 |
| Noninterest income | 133,000 | 257,000 | 391,000 | 536,000 |
| Noninterest expense | 1,702,000 | 2,997,000 | 4,830,000 | 6,839,000 |
| Provision for loan losses | 158,000 | 910,000 | 1,070,000 | 1,168,000 |
| Pretax income | 1,536,000 | 3,203,000 | 4,958,000 | 6,794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,536,000 | 3,203,000 | 4,958,000 | 6,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,802,000 | 33,458,000 | 34,451,000 | 35,524,000 |
| Total capital | 34,029,000 | 37,437,000 | 38,590,000 | 39,514,000 |
| Risk-weighted assets | 300,456,000 | 323,862,000 | 344,214,000 | 319,032,000 |