Call reports 2019
INTRACOASTAL BANK — 2019
What INTRACOASTAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 337,676,000 | 335,113,000 | 338,735,000 | 344,313,000 |
| Total loans | 225,879,000 | 226,958,000 | 233,773,000 | 241,166,000 |
| Allowance for loan losses | 2,829,000 | 2,865,000 | 2,928,000 | 3,069,000 |
| Securities available for sale | 86,871,000 | 85,376,000 | 79,152,000 | 75,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,980,000 | 302,540,000 | 304,972,000 | 309,892,000 |
| Interest-bearing deposits | 228,259,000 | 228,933,000 | 231,010,000 | 242,925,000 |
| Noninterest-bearing deposits | 74,721,000 | 73,607,000 | 73,962,000 | 66,967,000 |
| Equity capital | 31,969,000 | 30,506,000 | 31,458,000 | 32,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,718,000 | 7,469,000 | 11,262,000 | 15,095,000 |
| Interest expense | 516,000 | 1,042,000 | 1,587,000 | 2,127,000 |
| Net interest income | 3,202,000 | 6,427,000 | 9,675,000 | 12,968,000 |
| Noninterest income | 113,000 | 239,000 | 373,000 | 503,000 |
| Noninterest expense | 1,704,000 | 3,452,000 | 5,191,000 | 6,827,000 |
| Provision for loan losses | 76,000 | 112,000 | 175,000 | 316,000 |
| Pretax income | 1,535,000 | 3,102,000 | 4,679,000 | 6,325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,535,000 | 3,102,000 | 4,679,000 | 6,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,158,000 | 29,483,000 | 30,297,000 | 31,180,000 |
| Total capital | 34,987,000 | 32,348,000 | 33,225,000 | 34,249,000 |
| Risk-weighted assets | 272,782,000 | 271,169,000 | 278,621,000 | 285,914,000 |