Call reports 2015
INTRACOASTAL BANK — 2015
What INTRACOASTAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 251,397,000 | 259,479,000 | 264,159,000 | 265,964,000 |
| Total loans | 129,722,000 | 137,975,000 | 139,951,000 | 142,520,000 |
| Allowance for loan losses | 1,625,000 | 1,647,000 | 1,720,000 | 1,850,000 |
| Securities available for sale | 92,468,000 | 91,024,000 | 87,611,000 | 98,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,289,000 | 237,361,000 | 239,831,000 | 241,335,000 |
| Interest-bearing deposits | 175,242,000 | 177,193,000 | 180,629,000 | 190,665,000 |
| Noninterest-bearing deposits | 52,047,000 | 60,168,000 | 59,202,000 | 50,670,000 |
| Equity capital | 23,068,000 | 20,897,000 | 22,923,000 | 23,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,589,000 | 7,035,000 | 9,563,000 |
| Interest expense | 272,000 | 558,000 | 836,000 | 1,113,000 |
| Net interest income | 1,931,000 | 4,031,000 | 6,199,000 | 8,450,000 |
| Noninterest income | 103,000 | 198,000 | 303,000 | 412,000 |
| Noninterest expense | 1,224,000 | 2,523,000 | 3,843,000 | 5,168,000 |
| Provision for loan losses | 0 | 22,000 | 94,000 | 224,000 |
| Pretax income | 807,000 | 1,717,000 | 2,646,000 | 3,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 807,000 | 1,717,000 | 2,646,000 | 3,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,867,000 | 21,142,000 | 22,075,000 | 23,092,000 |
| Total capital | 23,492,000 | 22,789,000 | 23,795,000 | 24,942,000 |
| Risk-weighted assets | 167,882,000 | 178,730,000 | 178,117,000 | 185,709,000 |