Call reports 2014
INTRACOASTAL BANK — 2014
What INTRACOASTAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 213,144,000 | 228,602,000 | 221,417,000 | 236,807,000 |
| Total loans | 110,243,000 | 114,909,000 | 117,037,000 | 124,650,000 |
| Allowance for loan losses | 1,494,000 | 1,535,000 | 1,560,000 | 1,625,000 |
| Securities available for sale | 81,368,000 | 78,765,000 | 75,615,000 | 73,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,632,000 | 208,897,000 | 199,193,000 | 214,703,000 |
| Interest-bearing deposits | 154,044,000 | 161,552,000 | 156,290,000 | 165,148,000 |
| Noninterest-bearing deposits | 41,588,000 | 47,345,000 | 42,903,000 | 49,555,000 |
| Equity capital | 16,680,000 | 18,730,000 | 19,871,000 | 20,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 4,007,000 | 6,087,000 | 8,228,000 |
| Interest expense | 273,000 | 552,000 | 827,000 | 1,094,000 |
| Net interest income | 1,687,000 | 3,455,000 | 5,260,000 | 7,134,000 |
| Noninterest income | 88,000 | 184,000 | 277,000 | 373,000 |
| Noninterest expense | 1,026,000 | 2,064,000 | 3,115,000 | 4,285,000 |
| Provision for loan losses | 31,000 | 72,000 | 98,000 | 163,000 |
| Pretax income | 695,000 | 1,485,000 | 2,279,000 | 3,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 695,000 | 1,485,000 | 2,279,000 | 3,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,333,000 | 19,133,000 | 19,938,000 | 20,769,000 |
| Total capital | 19,827,000 | 20,668,000 | 21,498,000 | 22,392,000 |
| Risk-weighted assets | 148,135,000 | 154,624,000 | 156,250,000 | 161,791,000 |