Call reports 2013
INTRACOASTAL BANK — 2013
What INTRACOASTAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 190,062,000 | 194,195,000 | 198,883,000 | 199,964,000 |
| Total loans | 97,090,000 | 99,135,000 | 102,918,000 | 106,502,000 |
| Allowance for loan losses | 1,290,000 | 1,304,000 | 1,351,000 | 1,463,000 |
| Securities available for sale | 66,077,000 | 72,625,000 | 80,871,000 | 75,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,634,000 | 177,123,000 | 181,631,000 | 182,962,000 |
| Interest-bearing deposits | 137,702,000 | 138,555,000 | 146,513,000 | 143,441,000 |
| Noninterest-bearing deposits | 33,932,000 | 38,568,000 | 35,118,000 | 39,521,000 |
| Equity capital | 17,958,000 | 16,412,000 | 16,350,000 | 16,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,569,000 | 5,451,000 | 7,394,000 |
| Interest expense | 246,000 | 498,000 | 768,000 | 1,041,000 |
| Net interest income | 1,528,000 | 3,071,000 | 4,683,000 | 6,353,000 |
| Noninterest income | 80,000 | 166,000 | 257,000 | 352,000 |
| Noninterest expense | 989,000 | 1,994,000 | 3,073,000 | 4,109,000 |
| Provision for loan losses | 88,000 | 101,000 | 148,000 | 259,000 |
| Pretax income | 688,000 | 1,641,000 | 2,244,000 | 2,866,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 688,000 | 1,641,000 | 2,244,000 | 2,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,607,000 | 17,579,000 | 18,196,000 | 18,829,000 |
| Total capital | 17,897,000 | 18,883,000 | 19,547,000 | 20,292,000 |
| Risk-weighted assets | 117,884,000 | 131,456,000 | 140,647,000 | 144,308,000 |