Call reports 2012
INTRACOASTAL BANK — 2012
What INTRACOASTAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 167,812,000 | 176,566,000 | 174,530,000 | 179,129,000 |
| Total loans | 80,913,000 | 81,910,000 | 83,555,000 | 91,228,000 |
| Allowance for loan losses | 1,083,000 | 1,084,000 | 1,100,000 | 1,202,000 |
| Securities available for sale | 61,898,000 | 71,225,000 | 67,624,000 | 68,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,494,000 | 158,710,000 | 155,609,000 | 159,892,000 |
| Interest-bearing deposits | 125,118,000 | 127,836,000 | 128,720,000 | 127,492,000 |
| Noninterest-bearing deposits | 26,376,000 | 30,874,000 | 26,889,000 | 32,400,000 |
| Equity capital | 15,996,000 | 17,412,000 | 18,351,000 | 18,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,636,000 | 3,301,000 | 4,977,000 | 6,686,000 |
| Interest expense | 264,000 | 532,000 | 797,000 | 1,053,000 |
| Net interest income | 1,372,000 | 2,769,000 | 4,180,000 | 5,633,000 |
| Noninterest income | 173,000 | 107,000 | 179,000 | 257,000 |
| Noninterest expense | 910,000 | 1,783,000 | 2,697,000 | 3,809,000 |
| Provision for loan losses | 53,000 | 53,000 | 69,000 | 170,000 |
| Pretax income | 582,000 | 1,160,000 | 1,864,000 | 2,172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 582,000 | 1,160,000 | 1,864,000 | 2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,241,000 | 15,833,000 | 16,625,000 | 16,952,000 |
| Total capital | 16,324,000 | 16,917,000 | 17,724,000 | 18,154,000 |
| Risk-weighted assets | 99,575,000 | 102,296,000 | 103,294,000 | 112,745,000 |