Call reports 2011
INTRACOASTAL BANK — 2011
What INTRACOASTAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 126,611,000 | 135,565,000 | 145,802,000 | 154,998,000 |
| Total loans | 64,733,000 | 63,090,000 | 66,774,000 | 78,200,000 |
| Allowance for loan losses | 849,000 | 855,000 | 878,000 | 1,030,000 |
| Securities available for sale | 44,157,000 | 45,104,000 | 45,955,000 | 49,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,807,000 | 120,630,000 | 129,614,000 | 138,371,000 |
| Interest-bearing deposits | 89,471,000 | 96,103,000 | 107,797,000 | 112,223,000 |
| Noninterest-bearing deposits | 23,336,000 | 24,527,000 | 21,817,000 | 26,148,000 |
| Equity capital | 13,625,000 | 14,654,000 | 15,772,000 | 16,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,661,000 | 4,017,000 | 5,491,000 |
| Interest expense | 255,000 | 508,000 | 781,000 | 1,064,000 |
| Net interest income | 1,036,000 | 2,153,000 | 3,236,000 | 4,427,000 |
| Noninterest income | 45,000 | 93,000 | 148,000 | 199,000 |
| Noninterest expense | 723,000 | 1,517,000 | 2,355,000 | 3,142,000 |
| Provision for loan losses | 17,000 | 23,000 | 46,000 | 201,000 |
| Pretax income | 341,000 | 748,000 | 1,141,000 | 1,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 341,000 | 748,000 | 1,141,000 | 1,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,446,000 | 14,356,000 | 14,762,000 | 15,490,000 |
| Total capital | 15,295,000 | 15,211,000 | 15,640,000 | 16,520,000 |
| Risk-weighted assets | 79,010,000 | 77,454,000 | 81,475,000 | 92,384,000 |