Call reports 2009
INTRACOASTAL BANK — 2009
What INTRACOASTAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,959,000 | 76,899,000 | 78,457,000 | 85,490,000 |
| Total loans | 25,978,000 | 32,889,000 | 37,253,000 | 44,366,000 |
| Allowance for loan losses | 296,000 | 381,000 | 430,000 | 510,000 |
| Securities available for sale | 15,895,000 | 19,546,000 | 25,007,000 | 19,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,599,000 | 63,577,000 | 64,723,000 | 71,930,000 |
| Interest-bearing deposits | 44,777,000 | 57,144,000 | 58,479,000 | 59,844,000 |
| Noninterest-bearing deposits | 4,822,000 | 6,433,000 | 6,244,000 | 12,086,000 |
| Equity capital | 13,267,000 | 13,145,000 | 13,489,000 | 13,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,186,000 | 1,993,000 | 2,862,000 |
| Interest expense | 203,000 | 466,000 | 759,000 | 1,043,000 |
| Net interest income | 317,000 | 720,000 | 1,234,000 | 1,819,000 |
| Noninterest income | 9,000 | 20,000 | 37,000 | 63,000 |
| Noninterest expense | 368,000 | 826,000 | 1,315,000 | 1,850,000 |
| Provision for loan losses | 83,000 | 168,000 | 217,000 | 296,000 |
| Pretax income | -125,000 | -254,000 | -243,000 | 8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -125,000 | -254,000 | -243,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,658,000 | 12,541,000 | 12,566,000 | 12,837,000 |
| Total capital | 12,954,000 | 12,922,000 | 12,996,000 | 13,347,000 |
| Risk-weighted assets | 36,411,000 | 44,126,000 | 48,150,000 | 52,428,000 |