Call reports 2025
FARMERS BANK & TRUST — 2025
What FARMERS BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 992,071,000 | 993,313,000 | 1,036,523,000 | 1,020,387,000 |
| Total loans | 482,705,000 | 472,455,000 | 501,966,000 | 516,549,000 |
| Allowance for loan losses | 5,420,000 | 5,426,000 | 5,435,000 | 5,643,000 |
| Securities available for sale | 452,542,000 | 463,010,000 | 475,953,000 | 448,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,329,000 | 700,366,000 | 729,875,000 | 698,504,000 |
| Interest-bearing deposits | 562,889,000 | 561,479,000 | 587,918,000 | 540,096,000 |
| Noninterest-bearing deposits | 146,440,000 | 138,887,000 | 141,957,000 | 158,408,000 |
| Equity capital | 210,968,000 | 211,719,000 | 224,308,000 | 231,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,743,000 | 26,103,000 | 40,126,000 | 54,046,000 |
| Interest expense | 4,342,000 | 8,922,000 | 13,828,000 | 18,374,000 |
| Net interest income | 8,401,000 | 17,181,000 | 26,298,000 | 35,672,000 |
| Noninterest income | 2,197,000 | 4,513,000 | 6,789,000 | 9,686,000 |
| Noninterest expense | 5,317,000 | 10,899,000 | 16,029,000 | 21,863,000 |
| Provision for loan losses | 158,000 | 158,000 | 158,000 | 356,000 |
| Pretax income | 5,143,000 | 10,678,000 | 16,957,000 | 22,865,000 |
| Income tax | 189,000 | 400,000 | 642,000 | 861,000 |
| Net income | 4,954,000 | 10,278,000 | 16,315,000 | 22,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,484,000 | 231,872,000 | 235,909,000 | 239,119,000 |
| Total capital | 232,198,000 | 237,571,000 | 241,605,000 | 245,083,000 |
| Risk-weighted assets | 941,508,000 | 956,726,000 | 985,427,000 | 994,307,000 |