Call reports 2024
FARMERS BANK & TRUST — 2024
What FARMERS BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,011,499,000 | 1,060,986,000 | 1,041,455,000 | 985,971,000 |
| Total loans | 426,026,000 | 474,050,000 | 467,625,000 | 470,744,000 |
| Allowance for loan losses | 4,660,000 | 5,265,000 | 5,266,000 | 5,258,000 |
| Securities available for sale | 532,032,000 | 530,084,000 | 516,954,000 | 438,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,470,000 | 763,213,000 | 772,302,000 | 743,379,000 |
| Interest-bearing deposits | 585,694,000 | 606,903,000 | 613,036,000 | 570,278,000 |
| Noninterest-bearing deposits | 158,776,000 | 156,310,000 | 159,266,000 | 173,101,000 |
| Equity capital | 199,962,000 | 199,487,000 | 211,595,000 | 205,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,334,000 | 25,550,000 | 39,435,000 | 52,997,000 |
| Interest expense | 4,843,000 | 10,349,000 | 16,197,000 | 21,400,000 |
| Net interest income | 7,491,000 | 15,201,000 | 23,238,000 | 31,597,000 |
| Noninterest income | 1,342,000 | 3,692,000 | 5,752,000 | 9,728,000 |
| Noninterest expense | 4,788,000 | 9,913,000 | 15,073,000 | 21,172,000 |
| Provision for loan losses | 182,000 | 782,000 | 782,000 | 782,000 |
| Pretax income | 3,903,000 | 8,514,000 | 13,497,000 | 19,505,000 |
| Income tax | 124,000 | 308,000 | 486,000 | 662,000 |
| Net income | 3,779,000 | 8,206,000 | 13,011,000 | 18,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,757,000 | 216,783,000 | 221,588,000 | 221,594,000 |
| Total capital | 222,013,000 | 222,413,000 | 227,192,000 | 227,186,000 |
| Risk-weighted assets | 841,474,000 | 910,735,000 | 929,677,000 | 907,667,000 |