Call reports 2023
FARMERS BANK & TRUST — 2023
What FARMERS BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,001,582,000 | 1,047,946,000 | 1,009,369,000 | 985,167,000 |
| Total loans | 372,884,000 | 412,628,000 | 408,962,000 | 403,638,000 |
| Allowance for loan losses | 4,414,000 | 4,421,000 | 4,416,000 | 4,469,000 |
| Securities available for sale | 578,007,000 | 575,652,000 | 543,607,000 | 526,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 769,785,000 | 730,367,000 | 762,957,000 | 755,600,000 |
| Interest-bearing deposits | 599,909,000 | 571,671,000 | 604,665,000 | 585,604,000 |
| Noninterest-bearing deposits | 169,876,000 | 158,696,000 | 158,292,000 | 169,996,000 |
| Equity capital | 188,237,000 | 184,544,000 | 177,162,000 | 197,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,386,000 | 21,921,000 | 34,072,000 | 46,628,000 |
| Interest expense | 3,160,000 | 7,424,000 | 12,440,000 | 17,401,000 |
| Net interest income | 7,226,000 | 14,497,000 | 21,632,000 | 29,227,000 |
| Noninterest income | 1,186,000 | 2,947,000 | 5,045,000 | 6,375,000 |
| Noninterest expense | 4,118,000 | 9,026,000 | 13,959,000 | 18,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,388,000 | 8,496,000 | 12,796,000 | 16,727,000 |
| Income tax | 177,000 | 318,000 | 474,000 | 606,000 |
| Net income | 4,211,000 | 8,178,000 | 12,322,000 | 16,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,980,000 | 205,534,000 | 209,678,000 | 212,977,000 |
| Total capital | 209,055,000 | 210,616,000 | 214,755,000 | 218,071,000 |
| Risk-weighted assets | 732,608,000 | 803,260,000 | 819,805,000 | 810,307,000 |