Call reports 2016
FARMERS BANK & TRUST — 2016
What FARMERS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 745,991,000 | 767,440,000 | 770,670,000 | 811,764,000 |
| Total loans | 273,481,000 | 290,285,000 | 296,623,000 | 317,212,000 |
| Allowance for loan losses | 4,573,000 | 4,369,000 | 4,345,000 | 4,270,000 |
| Securities available for sale | 426,505,000 | 429,412,000 | 420,555,000 | 444,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,910,000 | 521,823,000 | 490,431,000 | 546,941,000 |
| Interest-bearing deposits | 477,865,000 | 499,828,000 | 466,752,000 | 520,955,000 |
| Noninterest-bearing deposits | 22,045,000 | 21,995,000 | 23,679,000 | 25,986,000 |
| Equity capital | 126,457,000 | 129,865,000 | 133,159,000 | 126,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,851,000 | 13,861,000 | 20,914,000 | 28,189,000 |
| Interest expense | 1,534,000 | 3,123,000 | 4,629,000 | 6,013,000 |
| Net interest income | 5,317,000 | 10,738,000 | 16,285,000 | 22,176,000 |
| Noninterest income | 966,000 | 1,883,000 | 2,954,000 | 4,053,000 |
| Noninterest expense | 3,286,000 | 6,350,000 | 9,371,000 | 12,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,996,000 | 6,368,000 | 10,013,000 | 13,919,000 |
| Income tax | 97,000 | 222,000 | 385,000 | 587,000 |
| Net income | 2,899,000 | 6,146,000 | 9,628,000 | 13,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,753,000 | 114,750,000 | 118,233,000 | 121,882,000 |
| Total capital | 120,793,000 | 119,562,000 | 122,976,000 | 126,445,000 |
| Risk-weighted assets | 486,741,000 | 504,210,000 | 510,264,000 | 518,092,000 |