Call reports 2011
FARMERS BANK & TRUST — 2011
What FARMERS BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 642,401,000 | 638,137,000 | 629,306,000 | 648,887,000 |
| Total loans | 254,527,000 | 254,144,000 | 255,672,000 | 257,753,000 |
| Allowance for loan losses | 8,602,000 | 7,848,000 | 7,507,000 | 7,372,000 |
| Securities available for sale | 312,588,000 | 329,145,000 | 327,900,000 | 339,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,502,000 | 452,641,000 | 435,939,000 | 454,159,000 |
| Interest-bearing deposits | 438,270,000 | 435,623,000 | 419,693,000 | 435,110,000 |
| Noninterest-bearing deposits | 16,232,000 | 17,018,000 | 16,246,000 | 19,049,000 |
| Equity capital | 70,224,000 | 69,601,000 | 75,279,000 | 77,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,012,000 | 13,933,000 | 20,788,000 | 27,646,000 |
| Interest expense | 2,767,000 | 5,442,000 | 8,024,000 | 10,501,000 |
| Net interest income | 4,245,000 | 8,491,000 | 12,764,000 | 17,145,000 |
| Noninterest income | 2,332,000 | 4,582,000 | 9,799,000 | 17,343,000 |
| Noninterest expense | 7,440,000 | 14,053,000 | 22,129,000 | 31,313,000 |
| Provision for loan losses | 420,000 | 445,000 | 945,000 | 1,295,000 |
| Pretax income | -1,297,000 | -1,434,000 | -520,000 | 1,871,000 |
| Income tax | -60,000 | -69,000 | -33,000 | 60,000 |
| Net income | -1,237,000 | -1,365,000 | -487,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,150,000 | 69,147,000 | 70,465,000 | 72,825,000 |
| Total capital | 74,833,000 | 74,805,000 | 76,130,000 | 78,593,000 |
| Risk-weighted assets | 417,656,000 | 408,269,000 | 404,999,000 | 411,915,000 |