Call reports 2007
FARMERS BANK & TRUST — 2007
What FARMERS BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 524,739,000 | 551,277,000 | 569,677,000 | 592,315,000 |
| Total loans | 267,434,000 | 283,948,000 | 284,807,000 | 301,411,000 |
| Allowance for loan losses | 3,682,000 | 3,705,000 | 4,397,000 | 4,038,000 |
| Securities available for sale | 217,922,000 | 224,827,000 | 242,394,000 | 250,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,560,000 | 400,954,000 | 402,454,000 | 416,929,000 |
| Interest-bearing deposits | 362,479,000 | 386,250,000 | 389,072,000 | 394,207,000 |
| Noninterest-bearing deposits | 12,081,000 | 14,704,000 | 13,382,000 | 22,722,000 |
| Equity capital | 52,464,000 | 51,675,000 | 54,467,000 | 57,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,216,000 | 16,909,000 | 25,882,000 | 35,175,000 |
| Interest expense | 4,483,000 | 9,225,000 | 14,183,000 | 19,118,000 |
| Net interest income | 3,733,000 | 7,684,000 | 11,699,000 | 16,057,000 |
| Noninterest income | 1,506,000 | 3,122,000 | 4,734,000 | 5,879,000 |
| Noninterest expense | 2,842,000 | 6,210,000 | 9,584,000 | 12,713,000 |
| Provision for loan losses | 0 | 25,000 | 795,000 | 1,077,000 |
| Pretax income | 2,397,000 | 4,577,000 | 6,060,000 | 8,265,000 |
| Income tax | 92,000 | 174,000 | 226,000 | 323,000 |
| Net income | 2,305,000 | 4,403,000 | 5,834,000 | 7,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,956,000 | 50,053,000 | 51,484,000 | 53,592,000 |
| Total capital | 52,638,000 | 53,758,000 | 55,881,000 | 57,636,000 |
| Risk-weighted assets | 341,349,000 | 360,306,000 | 366,324,000 | 379,364,000 |