Call reports 2004
FARMERS BANK & TRUST — 2004
What FARMERS BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 385,251,000 | 410,381,000 | 426,159,000 | 426,406,000 |
| Total loans | 206,220,000 | 213,146,000 | 216,797,000 | 217,355,000 |
| Allowance for loan losses | 2,511,000 | 2,627,000 | 2,729,000 | 2,842,000 |
| Securities available for sale | 142,857,000 | 162,509,000 | 175,090,000 | 176,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,553,000 | 308,633,000 | 308,822,000 | 308,101,000 |
| Interest-bearing deposits | 236,568,000 | 277,123,000 | 273,062,000 | 272,159,000 |
| Noninterest-bearing deposits | 31,985,000 | 31,510,000 | 35,760,000 | 35,942,000 |
| Equity capital | 40,359,000 | 36,888,000 | 40,646,000 | 41,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,724,000 | 9,786,000 | 15,124,000 | 20,591,000 |
| Interest expense | 1,465,000 | 3,111,000 | 5,057,000 | 7,166,000 |
| Net interest income | 3,259,000 | 6,675,000 | 10,067,000 | 13,425,000 |
| Noninterest income | 676,000 | 1,267,000 | 2,037,000 | 3,234,000 |
| Noninterest expense | 1,585,000 | 3,167,000 | 5,037,000 | 7,348,000 |
| Provision for loan losses | 150,000 | 300,000 | 414,000 | 562,000 |
| Pretax income | 2,235,000 | 4,566,000 | 6,747,000 | 8,846,000 |
| Income tax | 91,000 | 186,000 | 275,000 | 360,000 |
| Net income | 2,144,000 | 4,380,000 | 6,472,000 | 8,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,307,000 | 36,542,000 | 37,520,000 | 39,035,000 |
| Total capital | 38,818,000 | 39,169,000 | 40,249,000 | 41,877,000 |
| Risk-weighted assets | 242,240,000 | 257,210,000 | 268,811,000 | 269,106,000 |