Call reports 2002
FARMERS BANK & TRUST — 2002
What FARMERS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 294,442,000 | 303,400,000 | 308,480,000 | 311,963,000 |
| Total loans | 181,419,000 | 191,501,000 | 193,778,000 | 193,498,000 |
| Allowance for loan losses | 2,010,000 | 1,931,000 | 2,158,000 | 2,156,000 |
| Securities available for sale | 99,041,000 | 97,254,000 | 94,261,000 | 92,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,858,000 | 226,651,000 | 224,426,000 | 232,202,000 |
| Interest-bearing deposits | 191,705,000 | 201,368,000 | 197,402,000 | 203,602,000 |
| Noninterest-bearing deposits | 26,153,000 | 25,283,000 | 27,024,000 | 28,600,000 |
| Equity capital | 32,298,000 | 33,683,000 | 35,705,000 | 36,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,842,000 | 9,769,000 | 14,746,000 | 19,590,000 |
| Interest expense | 1,816,000 | 3,594,000 | 5,357,000 | 7,058,000 |
| Net interest income | 3,026,000 | 6,175,000 | 9,389,000 | 12,532,000 |
| Noninterest income | 593,000 | 1,018,000 | 1,571,000 | 2,090,000 |
| Noninterest expense | 1,320,000 | 2,700,000 | 4,151,000 | 5,684,000 |
| Provision for loan losses | 60,000 | 360,000 | 860,000 | 1,760,000 |
| Pretax income | 2,239,000 | 4,133,000 | 5,949,000 | 7,226,000 |
| Income tax | 74,000 | 153,000 | 227,000 | 279,000 |
| Net income | 2,165,000 | 3,980,000 | 5,722,000 | 6,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,389,000 | 30,405,000 | 31,447,000 | 32,672,000 |
| Total capital | 32,399,000 | 32,336,000 | 33,605,000 | 34,828,000 |
| Risk-weighted assets | 198,964,000 | 207,118,000 | 208,311,000 | 211,409,000 |