Call report 2004Q4
INDEPENDENT BANKERS' BANK — 2004Q4
The 22 measures INDEPENDENT BANKERS' BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 445,411,000 | USD | evidence → |
| Total loans | 142,139,000 | USD | evidence → |
| Allowance for loan losses | 3,000,000 | USD | evidence → |
| Securities available for sale | 232,324,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 250,000 | USD | evidence → |
| Total deposits | 260,382,000 | USD | evidence → |
| Interest-bearing deposits | 145,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,962,000 | USD | evidence → |
| Equity capital | 35,967,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,236,000 | USD | evidence → |
| Interest expense | 7,050,000 | USD | evidence → |
| Net interest income | 9,186,000 | USD | evidence → |
| Noninterest income | 7,302,000 | USD | evidence → |
| Noninterest expense | 11,374,000 | USD | evidence → |
| Provision for loan losses | 440,000 | USD | evidence → |
| Pretax income | 4,794,000 | USD | evidence → |
| Income tax | 835,000 | USD | evidence → |
| Net income | 3,959,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,499,000 | USD | evidence → |
| Total capital | 37,499,000 | USD | evidence → |
| Risk-weighted assets | 299,749,000 | USD | evidence → |