Call reports 2001
INDEPENDENT BANKERS' BANK — 2001
What INDEPENDENT BANKERS' BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 242,479,000 | 245,611,000 | 266,755,000 | 285,080,000 |
| Total loans | 83,211,000 | 79,093,000 | 86,864,000 | 74,451,000 |
| Allowance for loan losses | 1,231,000 | 1,252,000 | 1,273,000 | 1,500,000 |
| Securities available for sale | 120,214,000 | 147,234,000 | 160,049,000 | 173,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 821,000 |
| Total deposits | 123,137,000 | 138,121,000 | 142,120,000 | 142,902,000 |
| Interest-bearing deposits | 76,741,000 | 85,470,000 | 78,993,000 | 68,365,000 |
| Noninterest-bearing deposits | 46,396,000 | 52,651,000 | 63,127,000 | 74,537,000 |
| Equity capital | 15,585,000 | 18,170,000 | 20,211,000 | 19,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,014,000 | 7,992,000 | 11,741,000 | 14,929,000 |
| Interest expense | 2,488,000 | 4,984,000 | 7,180,000 | 8,815,000 |
| Net interest income | 1,526,000 | 3,008,000 | 4,561,000 | 6,114,000 |
| Noninterest income | 1,016,000 | 2,149,000 | 3,278,000 | 4,342,000 |
| Noninterest expense | 1,830,000 | 3,732,000 | 5,737,000 | 7,657,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 290,000 |
| Pretax income | 692,000 | 1,374,000 | 2,030,000 | 2,534,000 |
| Income tax | 194,000 | 370,000 | 525,000 | 526,000 |
| Net income | 498,000 | 1,004,000 | 1,505,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,790,000 | 16,381,000 | 18,882,000 | 19,386,000 |
| Total capital | 14,021,000 | 17,633,000 | 20,155,000 | 20,886,000 |
| Risk-weighted assets | 118,035,000 | 142,642,000 | 151,312,000 | 160,096,000 |