Call reports 2009
LINCOLN PARK SAVINGS BANK — 2009
What LINCOLN PARK SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 218,872,000 | 223,355,000 | 215,350,000 | 204,549,000 |
| Total loans | 170,826,000 | 173,070,000 | 174,686,000 | 168,271,000 |
| Allowance for loan losses | 4,026,000 | 4,401,000 | 4,918,000 | 4,695,000 |
| Securities available for sale | 20,148,000 | 17,185,000 | 18,082,000 | 16,995,000 |
| Securities held to maturity | 151,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,885,000 | 182,619,000 | 177,626,000 | 171,469,000 |
| Interest-bearing deposits | 162,976,000 | 167,180,000 | 164,622,000 | 159,921,000 |
| Noninterest-bearing deposits | 13,909,000 | 15,439,000 | 13,004,000 | 11,548,000 |
| Equity capital | 10,505,000 | 9,027,000 | 8,027,000 | 3,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,888,000 | 5,374,000 | 7,654,000 | 9,890,000 |
| Interest expense | 1,515,000 | 2,932,000 | 4,302,000 | 5,439,000 |
| Net interest income | 1,373,000 | 2,442,000 | 3,352,000 | 4,451,000 |
| Noninterest income | 560,000 | 1,796,000 | 2,677,000 | 3,318,000 |
| Noninterest expense | 2,532,000 | 5,900,000 | 8,359,000 | 11,696,000 |
| Provision for loan losses | 1,799,000 | 2,181,000 | 2,698,000 | 5,445,000 |
| Pretax income | -2,365,000 | -3,810,000 | -4,995,000 | -9,258,000 |
| Income tax | 0 | 0 | -30,000 | -30,000 |
| Net income | -2,365,000 | -3,810,000 | -4,965,000 | -9,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,394,000 | 8,949,000 | 7,832,000 | 3,569,000 |
| Total capital | 12,461,000 | 10,973,000 | 9,840,000 | 5,437,000 |
| Risk-weighted assets | 163,367,000 | 159,573,000 | 157,720,000 | 146,683,000 |