Call reports 2008
LINCOLN PARK SAVINGS BANK — 2008
What LINCOLN PARK SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 245,608,000 | 249,002,000 | 246,861,000 | 233,023,000 |
| Total loans | 178,747,000 | 179,675,000 | 185,286,000 | 171,353,000 |
| Allowance for loan losses | 1,808,000 | 2,032,000 | 1,887,000 | 4,039,000 |
| Securities available for sale | 34,441,000 | 33,867,000 | 33,098,000 | 26,350,000 |
| Securities held to maturity | 151,000 | 151,000 | 151,000 | 151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,414,000 | 191,777,000 | 189,090,000 | 185,166,000 |
| Interest-bearing deposits | 176,254,000 | 177,475,000 | 171,438,000 | 170,951,000 |
| Noninterest-bearing deposits | 11,160,000 | 14,302,000 | 17,652,000 | 14,215,000 |
| Equity capital | 21,137,000 | 19,737,000 | 18,215,000 | 12,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,578,000 | 7,190,000 | 10,748,000 | 13,744,000 |
| Interest expense | 2,099,000 | 4,027,000 | 5,903,000 | 7,612,000 |
| Net interest income | 1,479,000 | 3,163,000 | 4,845,000 | 6,132,000 |
| Noninterest income | 364,000 | 759,000 | 1,121,000 | 1,532,000 |
| Noninterest expense | 1,992,000 | 4,603,000 | 7,033,000 | 9,895,000 |
| Provision for loan losses | 67,000 | 299,000 | 731,000 | 3,341,000 |
| Pretax income | -201,000 | -958,000 | -1,773,000 | -6,113,000 |
| Income tax | 0 | 0 | 0 | 1,456,000 |
| Net income | -201,000 | -958,000 | -1,773,000 | -7,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,127,000 | 19,261,000 | 18,446,000 | 12,757,000 |
| Total capital | 22,593,000 | 21,856,000 | 20,342,000 | 14,862,000 |
| Risk-weighted assets | 190,019,000 | 194,259,000 | 183,906,000 | 166,447,000 |