Call reports 2007
LINCOLN PARK SAVINGS BANK — 2007
What LINCOLN PARK SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 252,833,000 | 249,399,000 | 247,879,000 | 244,320,000 |
| Total loans | 162,154,000 | 163,312,000 | 166,083,000 | 174,571,000 |
| Allowance for loan losses | 1,504,000 | 1,196,000 | 1,197,000 | 1,745,000 |
| Securities available for sale | 57,583,000 | 54,685,000 | 50,311,000 | 39,698,000 |
| Securities held to maturity | 2,000 | 152,000 | 152,000 | 152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,437,000 | 192,073,000 | 188,285,000 | 186,075,000 |
| Interest-bearing deposits | 183,196,000 | 177,942,000 | 174,114,000 | 175,121,000 |
| Noninterest-bearing deposits | 12,241,000 | 14,131,000 | 14,171,000 | 10,954,000 |
| Equity capital | 23,855,000 | 23,552,000 | 23,338,000 | 21,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,801,000 | 7,407,000 | 11,002,000 | 14,462,000 |
| Interest expense | 2,226,000 | 4,434,000 | 6,643,000 | 8,853,000 |
| Net interest income | 1,575,000 | 2,973,000 | 4,359,000 | 5,609,000 |
| Noninterest income | 301,000 | 631,000 | 893,000 | 1,116,000 |
| Noninterest expense | 2,083,000 | 4,294,000 | 6,289,000 | 8,912,000 |
| Provision for loan losses | 30,000 | 60,000 | 261,000 | 1,019,000 |
| Pretax income | -237,000 | -748,000 | -1,298,000 | -3,202,000 |
| Income tax | 0 | -484,000 | -611,000 | -1,497,000 |
| Net income | -237,000 | -264,000 | -687,000 | -1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,799,000 | 21,773,000 | 21,346,000 | 20,328,000 |
| Total capital | 24,895,000 | 24,584,000 | 24,112,000 | 22,932,000 |
| Risk-weighted assets | 157,396,000 | 167,150,000 | 166,811,000 | 170,477,000 |