Call reports 2006
LINCOLN PARK SAVINGS BANK — 2006
What LINCOLN PARK SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 253,995,000 | 256,494,000 | 260,039,000 | 262,243,000 |
| Total loans | 182,066,000 | 174,904,000 | 175,203,000 | 170,458,000 |
| Allowance for loan losses | 1,359,000 | 1,420,000 | 1,459,000 | 1,476,000 |
| Securities available for sale | 45,298,000 | 45,722,000 | 46,514,000 | 52,949,000 |
| Securities held to maturity | 416,000 | 413,000 | 10,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,350,000 | 194,325,000 | 192,299,000 | 199,313,000 |
| Interest-bearing deposits | 179,222,000 | 179,544,000 | 177,170,000 | 184,967,000 |
| Noninterest-bearing deposits | 9,128,000 | 14,781,000 | 15,129,000 | 14,346,000 |
| Equity capital | 23,566,000 | 23,282,000 | 24,794,000 | 24,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,649,000 | 7,364,000 | 11,244,000 | 14,992,000 |
| Interest expense | 1,738,000 | 3,664,000 | 5,716,000 | 8,011,000 |
| Net interest income | 1,911,000 | 3,700,000 | 5,528,000 | 6,981,000 |
| Noninterest income | 151,000 | 306,000 | 1,806,000 | 2,175,000 |
| Noninterest expense | 2,119,000 | 3,989,000 | 6,135,000 | 8,348,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 342,000 |
| Pretax income | -89,000 | -47,000 | 1,068,000 | 425,000 |
| Income tax | 0 | 0 | 253,000 | -83,000 |
| Net income | -89,000 | -47,000 | 815,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,876,000 | 20,918,000 | 21,780,000 | 22,035,000 |
| Total capital | 23,782,000 | 22,337,000 | 24,927,000 | 25,320,000 |
| Risk-weighted assets | 147,875,000 | 142,286,000 | 144,065,000 | 151,909,000 |