Call reports 2005
LINCOLN PARK SAVINGS BANK — 2005
What LINCOLN PARK SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 256,444,000 | 252,723,000 | 254,790,000 | 254,756,000 |
| Total loans | 184,039,000 | 178,489,000 | 180,643,000 | 182,112,000 |
| Allowance for loan losses | 1,441,000 | 1,466,000 | 1,456,000 | 1,417,000 |
| Securities available for sale | 38,517,000 | 40,739,000 | 44,214,000 | 45,110,000 |
| Securities held to maturity | 38,000 | 280,000 | 276,000 | 422,000 |
| Trading assets | 1,000 | 1,000 | 0 | 0 |
| Total deposits | 187,295,000 | 189,127,000 | 194,255,000 | 192,473,000 |
| Interest-bearing deposits | 175,376,000 | 173,227,000 | 175,307,000 | 166,144,000 |
| Noninterest-bearing deposits | 11,919,000 | 15,900,000 | 18,948,000 | 26,329,000 |
| Equity capital | 23,218,000 | 23,860,000 | 23,535,000 | 23,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,422,000 | 6,903,000 | 10,635,000 | 14,365,000 |
| Interest expense | 1,395,000 | 2,879,000 | 4,509,000 | 6,182,000 |
| Net interest income | 2,027,000 | 4,024,000 | 6,126,000 | 8,183,000 |
| Noninterest income | 228,000 | 428,000 | 594,000 | 946,000 |
| Noninterest expense | 1,865,000 | 3,627,000 | 5,752,000 | 7,828,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 335,000 | 745,000 | 855,000 | 1,178,000 |
| Income tax | 104,000 | 200,000 | 172,000 | 272,000 |
| Net income | 231,000 | 545,000 | 683,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,174,000 | 21,489,000 | 20,497,000 | 20,615,000 |
| Total capital | 24,299,000 | 24,692,000 | 23,235,000 | 23,316,000 |
| Risk-weighted assets | 191,893,000 | 193,628,000 | 162,103,000 | 154,135,000 |