Call reports 2004
LINCOLN PARK SAVINGS BANK — 2004
What LINCOLN PARK SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 238,739,000 | 245,197,000 | 247,794,000 | 250,242,000 |
| Total loans | 172,551,000 | 176,497,000 | 179,258,000 | 177,510,000 |
| Allowance for loan losses | 1,349,000 | 1,373,000 | 1,384,000 | 1,423,000 |
| Securities available for sale | 36,649,000 | 38,575,000 | 43,256,000 | 43,258,000 |
| Securities held to maturity | 573,000 | 558,000 | 302,000 | 43,000 |
| Trading assets | 6,000 | 4,000 | 28,000 | 1,000 |
| Total deposits | 183,890,000 | 191,137,000 | 190,703,000 | 191,239,000 |
| Interest-bearing deposits | 173,021,000 | 177,537,000 | 176,370,000 | 178,555,000 |
| Noninterest-bearing deposits | 10,869,000 | 13,600,000 | 14,333,000 | 12,684,000 |
| Equity capital | 22,535,000 | 22,106,000 | 22,727,000 | 23,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,169,000 | 6,144,000 | 9,375,000 | 12,575,000 |
| Interest expense | 1,300,000 | 2,572,000 | 3,885,000 | 5,248,000 |
| Net interest income | 1,869,000 | 3,572,000 | 5,490,000 | 7,327,000 |
| Noninterest income | 461,000 | 672,000 | 940,000 | 1,195,000 |
| Noninterest expense | 1,915,000 | 3,623,000 | 5,388,000 | 6,928,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 122,000 |
| Pretax income | 408,000 | 587,000 | 1,010,000 | 1,516,000 |
| Income tax | 29,000 | 63,000 | 207,000 | 382,000 |
| Net income | 379,000 | 524,000 | 803,000 | 1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,188,000 | 20,335,000 | 20,615,000 | 20,943,000 |
| Total capital | 22,908,000 | 23,078,000 | 23,370,000 | 24,330,000 |
| Risk-weighted assets | 181,280,000 | 184,312,000 | 176,750,000 | 186,509,000 |