Call reports 2003
LINCOLN PARK SAVINGS BANK — 2003
What LINCOLN PARK SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 221,770,000 | 234,713,000 | 234,181,000 | 238,422,000 |
| Total loans | 162,574,000 | 159,626,000 | 166,764,000 | 173,566,000 |
| Allowance for loan losses | 1,254,000 | 1,276,000 | 1,296,000 | 1,328,000 |
| Securities available for sale | 32,352,000 | 38,038,000 | 40,529,000 | 39,582,000 |
| Securities held to maturity | 625,000 | 603,000 | 592,000 | 580,000 |
| Trading assets | 1,218,000 | 6,237,000 | 8,000 | 6,000 |
| Total deposits | 167,362,000 | 181,424,000 | 181,353,000 | 185,068,000 |
| Interest-bearing deposits | 157,656,000 | 168,034,000 | 168,686,000 | 174,648,000 |
| Noninterest-bearing deposits | 9,706,000 | 13,390,000 | 12,667,000 | 10,420,000 |
| Equity capital | 21,394,000 | 22,050,000 | 21,779,000 | 21,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 6,241,000 | 9,325,000 | 12,427,000 |
| Interest expense | 1,390,000 | 2,807,000 | 4,156,000 | 5,531,000 |
| Net interest income | 1,732,000 | 3,434,000 | 5,169,000 | 6,896,000 |
| Noninterest income | 351,000 | 822,000 | 1,133,000 | 1,420,000 |
| Noninterest expense | 1,747,000 | 3,323,000 | 5,037,000 | 6,714,000 |
| Provision for loan losses | 29,000 | 56,000 | 83,000 | 130,000 |
| Pretax income | 338,000 | 906,000 | 1,211,000 | 1,694,000 |
| Income tax | 52,000 | 191,000 | 295,000 | 479,000 |
| Net income | 286,000 | 715,000 | 916,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,883,000 | 19,306,000 | 19,508,000 | 19,809,000 |
| Total capital | 21,554,000 | 21,999,000 | 22,175,000 | 22,508,000 |
| Risk-weighted assets | 165,587,000 | 175,900,000 | 174,114,000 | 176,786,000 |