Call reports 2002
LINCOLN PARK SAVINGS BANK — 2002
What LINCOLN PARK SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 194,292,000 | 198,813,000 | 202,550,000 | 212,718,000 |
| Total loans | 123,546,000 | 132,342,000 | 138,605,000 | 148,550,000 |
| Allowance for loan losses | 1,268,000 | 1,285,000 | 1,233,000 | 1,238,000 |
| Securities available for sale | 33,919,000 | 34,880,000 | 35,358,000 | 35,228,000 |
| Securities held to maturity | 677,000 | 663,000 | 649,000 | 638,000 |
| Trading assets | 10,124,000 | 3,173,000 | 3,196,000 | 3,210,000 |
| Total deposits | 137,004,000 | 143,889,000 | 151,117,000 | 162,961,000 |
| Interest-bearing deposits | 128,621,000 | 132,458,000 | 140,436,000 | 153,216,000 |
| Noninterest-bearing deposits | 8,383,000 | 11,431,000 | 10,681,000 | 9,745,000 |
| Equity capital | 20,456,000 | 20,956,000 | 21,342,000 | 21,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,878,000 | 5,771,000 | 8,864,000 | 11,955,000 |
| Interest expense | 1,596,000 | 3,139,000 | 4,639,000 | 6,091,000 |
| Net interest income | 1,282,000 | 2,632,000 | 4,225,000 | 5,864,000 |
| Noninterest income | 173,000 | 500,000 | 690,000 | 956,000 |
| Noninterest expense | 1,396,000 | 2,885,000 | 4,368,000 | 5,789,000 |
| Provision for loan losses | 18,000 | 36,000 | 79,000 | 97,000 |
| Pretax income | 41,000 | 228,000 | 485,000 | 969,000 |
| Income tax | 0 | 0 | 30,000 | 217,000 |
| Net income | 41,000 | 228,000 | 455,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,889,000 | 18,078,000 | 18,306,000 | 18,606,000 |
| Total capital | 20,833,000 | 20,997,000 | 21,060,000 | 21,436,000 |
| Risk-weighted assets | 136,876,000 | 141,785,000 | 150,255,000 | 157,623,000 |