Call reports 2020
BUTTE STATE BANK — 2020
What BUTTE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 44,504,000 | 45,712,000 | 47,125,000 | 48,934,000 |
| Total loans | 28,402,000 | 29,159,000 | 27,873,000 | 28,764,000 |
| Allowance for loan losses | 341,000 | 354,000 | 346,000 | 304,000 |
| Securities available for sale | 11,134,000 | 11,248,000 | 12,376,000 | 15,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,046,000 | 36,967,000 | 38,546,000 | 39,979,000 |
| Interest-bearing deposits | 29,861,000 | 29,048,000 | 30,618,000 | 33,216,000 |
| Noninterest-bearing deposits | 6,185,000 | 7,919,000 | 7,928,000 | 6,763,000 |
| Equity capital | 5,507,000 | 5,783,000 | 5,797,000 | 5,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 956,000 | 1,423,000 | 1,848,000 |
| Interest expense | 102,000 | 190,000 | 273,000 | 340,000 |
| Net interest income | 382,000 | 766,000 | 1,150,000 | 1,508,000 |
| Noninterest income | 47,000 | 156,000 | 221,000 | 284,000 |
| Noninterest expense | 314,000 | 629,000 | 928,000 | 1,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 120,000 |
| Pretax income | 115,000 | 300,000 | 474,000 | 395,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 15,000 |
| Net income | 111,000 | 292,000 | 462,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,187,000 | 5,368,000 | 5,379,000 | 5,297,000 |