Call reports 2016
BUTTE STATE BANK — 2016
What BUTTE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,010,000 | 37,700,000 | 37,331,000 | 38,657,000 |
| Total loans | 23,286,000 | 21,003,000 | 21,504,000 | 21,101,000 |
| Allowance for loan losses | 446,000 | 410,000 | 373,000 | 384,000 |
| Securities available for sale | 11,389,000 | 10,311,000 | 10,150,000 | 11,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,610,000 | 31,216,000 | 30,982,000 | 32,562,000 |
| Interest-bearing deposits | 27,716,000 | 26,043,000 | 25,875,000 | 27,018,000 |
| Noninterest-bearing deposits | 6,894,000 | 5,173,000 | 5,107,000 | 5,544,000 |
| Equity capital | 5,009,000 | 5,108,000 | 5,099,000 | 4,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 740,000 | 1,107,000 | 1,448,000 |
| Interest expense | 44,000 | 88,000 | 130,000 | 176,000 |
| Net interest income | 327,000 | 652,000 | 977,000 | 1,272,000 |
| Noninterest income | 48,000 | 98,000 | 145,000 | 190,000 |
| Noninterest expense | 291,000 | 605,000 | 917,000 | 1,249,000 |
| Provision for loan losses | -45,000 | -90,000 | -135,000 | -135,000 |
| Pretax income | 129,000 | 238,000 | 343,000 | 349,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 13,000 |
| Net income | 125,000 | 230,000 | 331,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,887,000 | 4,927,000 | 4,938,000 | 4,868,000 |
| Total capital | 5,209,000 | 5,225,000 | 5,244,000 | 5,179,000 |
| Risk-weighted assets | 25,668,000 | 23,704,000 | 24,441,000 | 24,835,000 |