Call reports 2015
BUTTE STATE BANK — 2015
What BUTTE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,829,000 | 42,136,000 | 40,395,000 | 41,301,000 |
| Total loans | 22,750,000 | 22,495,000 | 23,037,000 | 23,023,000 |
| Allowance for loan losses | 632,000 | 589,000 | 537,000 | 486,000 |
| Securities available for sale | 13,333,000 | 12,452,000 | 12,380,000 | 12,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,528,000 | 35,439,000 | 33,862,000 | 34,926,000 |
| Interest-bearing deposits | 30,432,000 | 29,579,000 | 28,171,000 | 29,428,000 |
| Noninterest-bearing deposits | 7,096,000 | 5,860,000 | 5,691,000 | 5,498,000 |
| Equity capital | 4,823,000 | 4,899,000 | 4,917,000 | 4,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 858,000 | 1,251,000 | 1,631,000 |
| Interest expense | 57,000 | 102,000 | 147,000 | 193,000 |
| Net interest income | 383,000 | 756,000 | 1,104,000 | 1,438,000 |
| Noninterest income | 42,000 | 110,000 | 156,000 | 192,000 |
| Noninterest expense | 275,000 | 575,000 | 861,000 | 1,199,000 |
| Provision for loan losses | -40,000 | -90,000 | -145,000 | -200,000 |
| Pretax income | 190,000 | 380,000 | 543,000 | 618,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 17,000 |
| Net income | 186,000 | 372,000 | 530,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,712,000 | 4,858,000 | 4,816,000 | 4,837,000 |
| Total capital | 5,018,000 | 5,161,000 | 5,127,000 | 5,153,000 |
| Risk-weighted assets | 24,184,000 | 23,980,000 | 24,649,000 | 25,124,000 |