Call reports 2014
BUTTE STATE BANK — 2014
What BUTTE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 42,669,000 | 41,578,000 | 43,502,000 | 43,790,000 |
| Total loans | 25,017,000 | 25,436,000 | 25,486,000 | 24,966,000 |
| Allowance for loan losses | 659,000 | 664,000 | 655,000 | 666,000 |
| Securities available for sale | 10,645,000 | 11,060,000 | 11,703,000 | 12,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,268,000 | 34,401,000 | 36,470,000 | 36,808,000 |
| Interest-bearing deposits | 29,690,000 | 28,523,000 | 30,592,000 | 30,558,000 |
| Noninterest-bearing deposits | 6,578,000 | 5,878,000 | 5,878,000 | 6,250,000 |
| Equity capital | 4,529,000 | 4,729,000 | 4,603,000 | 4,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 801,000 | 1,217,000 | 1,597,000 |
| Interest expense | 46,000 | 95,000 | 144,000 | 196,000 |
| Net interest income | 356,000 | 706,000 | 1,073,000 | 1,401,000 |
| Noninterest income | 48,000 | 98,000 | 145,000 | 188,000 |
| Noninterest expense | 270,000 | 551,000 | 858,000 | 1,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 257,000 | 368,000 | 365,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 14,000 |
| Net income | 134,000 | 249,000 | 355,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,579,000 | 4,694,000 | 4,610,000 | 4,606,000 |
| Total capital | 4,918,000 | 5,034,000 | 4,949,000 | 4,940,000 |
| Risk-weighted assets | 26,777,000 | 26,859,000 | 26,816,000 | 26,416,000 |