Call reports 2013
BUTTE STATE BANK — 2013
What BUTTE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,606,000 | 41,531,000 | 43,181,000 | 42,861,000 |
| Total loans | 20,670,000 | 22,806,000 | 25,049,000 | 25,439,000 |
| Allowance for loan losses | 576,000 | 636,000 | 650,000 | 655,000 |
| Securities available for sale | 14,395,000 | 13,394,000 | 11,380,000 | 10,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,287,000 | 35,528,000 | 36,694,000 | 36,442,000 |
| Interest-bearing deposits | 31,064,000 | 30,388,000 | 30,939,000 | 30,855,000 |
| Noninterest-bearing deposits | 5,223,000 | 5,140,000 | 5,755,000 | 5,587,000 |
| Equity capital | 4,659,000 | 4,321,000 | 4,390,000 | 4,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 762,000 | 1,185,000 | 1,600,000 |
| Interest expense | 42,000 | 85,000 | 132,000 | 183,000 |
| Net interest income | 350,000 | 677,000 | 1,053,000 | 1,417,000 |
| Noninterest income | 56,000 | 122,000 | 187,000 | 237,000 |
| Noninterest expense | 280,000 | 569,000 | 882,000 | 1,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 233,000 | 363,000 | 464,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 17,000 |
| Net income | 122,000 | 224,000 | 350,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,405,000 | 4,371,000 | 4,413,000 | 4,510,000 |
| Total capital | 4,682,000 | 4,672,000 | 4,749,000 | 4,851,000 |
| Risk-weighted assets | 21,845,000 | 23,781,000 | 26,562,000 | 26,984,000 |