Call reports 2010
BUTTE STATE BANK — 2010
What BUTTE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,917,000 | 45,004,000 | 43,570,000 | 44,170,000 |
| Total loans | 34,216,000 | 33,124,000 | 32,807,000 | 31,381,000 |
| Allowance for loan losses | 799,000 | 910,000 | 854,000 | 847,000 |
| Securities available for sale | 6,318,000 | 6,618,000 | 6,444,000 | 6,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,256,000 | 40,829,000 | 39,538,000 | 40,164,000 |
| Interest-bearing deposits | 37,269,000 | 38,105,000 | 36,522,000 | 35,984,000 |
| Noninterest-bearing deposits | 2,987,000 | 2,724,000 | 3,016,000 | 4,180,000 |
| Equity capital | 3,665,000 | 3,670,000 | 3,541,000 | 3,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,286,000 | 1,892,000 | 2,471,000 |
| Interest expense | 199,000 | 377,000 | 540,000 | 680,000 |
| Net interest income | 488,000 | 909,000 | 1,352,000 | 1,791,000 |
| Noninterest income | 102,000 | 173,000 | 217,000 | 278,000 |
| Noninterest expense | 307,000 | 627,000 | 925,000 | 1,287,000 |
| Provision for loan losses | 400,000 | 575,000 | 900,000 | 900,000 |
| Pretax income | -117,000 | -120,000 | -256,000 | -118,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 0 |
| Net income | -121,000 | -124,000 | -260,000 | -118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,538,000 | 3,535,000 | 3,399,000 | 3,541,000 |
| Total capital | 4,005,000 | 3,983,000 | 3,843,000 | 3,972,000 |
| Risk-weighted assets | 37,002,000 | 35,340,000 | 35,077,000 | 34,088,000 |