Call reports 2009
BUTTE STATE BANK — 2009
What BUTTE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,674,000 | 45,751,000 | 46,417,000 | 46,690,000 |
| Total loans | 36,801,000 | 36,451,000 | 37,210,000 | 34,093,000 |
| Allowance for loan losses | 895,000 | 1,159,000 | 1,155,000 | 424,000 |
| Securities available for sale | 5,881,000 | 5,874,000 | 6,021,000 | 6,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,158,000 | 39,678,000 | 40,238,000 | 41,254,000 |
| Interest-bearing deposits | 37,369,000 | 37,394,000 | 37,789,000 | 38,006,000 |
| Noninterest-bearing deposits | 2,789,000 | 2,284,000 | 2,449,000 | 3,248,000 |
| Equity capital | 4,309,000 | 3,812,000 | 3,953,000 | 3,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,416,000 | 2,134,000 | 2,831,000 |
| Interest expense | 294,000 | 560,000 | 817,000 | 1,045,000 |
| Net interest income | 442,000 | 856,000 | 1,317,000 | 1,786,000 |
| Noninterest income | 64,000 | 129,000 | 191,000 | 267,000 |
| Noninterest expense | 240,000 | 496,000 | 870,000 | 1,157,000 |
| Provision for loan losses | 300,000 | 900,000 | 900,000 | 1,305,000 |
| Pretax income | -34,000 | -411,000 | -262,000 | -409,000 |
| Income tax | 5,000 | 9,000 | 9,000 | 0 |
| Net income | -39,000 | -420,000 | -271,000 | -409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,135,000 | 3,654,000 | 3,797,000 | 3,659,000 |
| Total capital | 4,638,000 | 4,154,000 | 4,302,000 | 4,083,000 |
| Risk-weighted assets | 39,849,000 | 39,310,000 | 39,787,000 | 38,546,000 |