Call reports 2008
BUTTE STATE BANK — 2008
What BUTTE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 42,987,000 | 42,463,000 | 43,987,000 | 47,770,000 |
| Total loans | 32,234,000 | 32,625,000 | 35,324,000 | 36,714,000 |
| Allowance for loan losses | 388,000 | 677,000 | 677,000 | 600,000 |
| Securities available for sale | 5,031,000 | 5,579,000 | 5,580,000 | 5,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,153,000 | 36,288,000 | 35,430,000 | 41,263,000 |
| Interest-bearing deposits | 34,057,000 | 34,174,000 | 32,707,000 | 38,274,000 |
| Noninterest-bearing deposits | 2,096,000 | 2,114,000 | 2,723,000 | 2,989,000 |
| Equity capital | 4,133,000 | 4,006,000 | 4,207,000 | 4,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,514,000 | 2,277,000 | 3,054,000 |
| Interest expense | 361,000 | 689,000 | 992,000 | 1,312,000 |
| Net interest income | 413,000 | 825,000 | 1,285,000 | 1,742,000 |
| Noninterest income | 62,000 | 124,000 | 187,000 | 245,000 |
| Noninterest expense | 243,000 | 479,000 | 731,000 | 1,118,000 |
| Provision for loan losses | 180,000 | 470,000 | 470,000 | 520,000 |
| Pretax income | 52,000 | 0 | 271,000 | 349,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 13,000 |
| Net income | 48,000 | -8,000 | 259,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,985,000 | 3,929,000 | 4,137,000 | 4,213,000 |
| Total capital | 4,373,000 | 4,384,000 | 4,626,000 | 4,719,000 |
| Risk-weighted assets | 36,125,000 | 36,142,000 | 38,968,000 | 40,347,000 |