Call reports 2007
BUTTE STATE BANK — 2007
What BUTTE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,293,000 | 38,776,000 | 40,456,000 | 40,620,000 |
| Total loans | 30,301,000 | 30,825,000 | 32,132,000 | 31,763,000 |
| Allowance for loan losses | 342,000 | 368,000 | 407,000 | 414,000 |
| Securities available for sale | 4,842,000 | 4,814,000 | 4,871,000 | 4,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,270,000 | 31,104,000 | 33,103,000 | 33,522,000 |
| Interest-bearing deposits | 29,854,000 | 28,792,000 | 31,293,000 | 30,874,000 |
| Noninterest-bearing deposits | 2,416,000 | 2,312,000 | 1,810,000 | 2,648,000 |
| Equity capital | 2,921,000 | 3,813,000 | 3,976,000 | 4,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,441,000 | 2,215,000 | 2,991,000 |
| Interest expense | 357,000 | 731,000 | 1,112,000 | 1,495,000 |
| Net interest income | 336,000 | 710,000 | 1,103,000 | 1,496,000 |
| Noninterest income | 62,000 | 121,000 | 185,000 | 249,000 |
| Noninterest expense | 242,000 | 460,000 | 685,000 | 960,000 |
| Provision for loan losses | 120,000 | 165,000 | 210,000 | 340,000 |
| Pretax income | 36,000 | 206,000 | 393,000 | 445,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 15,000 |
| Net income | 33,000 | 199,000 | 382,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,929,000 | 3,846,000 | 3,953,000 | 4,002,000 |
| Total capital | 3,271,000 | 4,214,000 | 4,360,000 | 4,416,000 |
| Risk-weighted assets | 33,342,000 | 34,378,000 | 36,256,000 | 35,928,000 |